A Few Words About Us

First Consumers Financial, LLC specializes in financing automobiles for people who have limited or impaired credit. We service new car franchise dealerships as well as used car dealers. Our company purchases retail installment contracts directly from the auto dealer. Because we underwrite, fund, and service the contracts under one roof, the result is excellent service to our dealers and customers. Our management team has over 20 years experience in the auto finance industry. And we are committed to providing flexible finance programs to our dealers and customers.

Our Principles

Bob Chedville, the President of First Consumers Financial, LLC founded the company in the spring of 1998. Mike Hayek joined the company in the summer of 2004 and after graduating from LSU in 2006, became the company’s Operations Manager. Over the years, we have grown to service auto dealers across Louisiana and Mississippi. Our company has become a force in the auto finance industry because we believe in treating dealers and customers fairly.

Our Advantages

Our company believes in offering flexible programs to our dealers. This allows them to help customers who have special needs or circumstances that may have prevented them from obtaining financing through the larger, traditional lenders. Management has developed relationships with auto dealers over many years and as a result, we know what it takes to help increase sales. We take the time to listen to our dealers and to their customer’s credit issues. Many times we can approve the loan after hearing the customer’s situation. And because we are a locally operated lender, we can shake our customer’s and dealer’s hands. This helps us approve more loans and to fund the loans more quickly.

Why Choose Us

First Consumers Financial, LLC offers flexible finance programs to help our dealers sell more cars as well as giving our customers an opportunity to build or re-build their credit rating. We understand our dealers and customers needs because we have many years experience in the auto finance industry.

Company Profile

First Consumers Financial, LLC is a consumer finance company engaged in financing automobiles for people who have trouble obtaining credit from traditional banks and captive finance companies. The company was founded in 1998 and has dealers across Louisiana and Mississippi.